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Certificates of Deposit*
| Rates as of Sep 01, 2010 |
| |
Minimum Opening Balance |
Compounding Frequency |
Interest Rate |
Annual Percentage Yield |
| 91 Day CD |
$500.00 |
At Maturity |
0.65% |
0.65% |
| 182 Day CD |
$500.00 |
At Maturity |
1.10% |
1.10% |
| 12 Month CD |
$500.00 |
At Maturity |
1.35% |
1.35% |
| 18 Month CD |
$500.00 |
Annually |
1.55% |
1.55% |
| 24 Month CD |
$500.00 |
Annually |
1.90% |
1.90% |
| 30 Month CD |
$500.00 |
Annually |
2.15% |
2.15% |
| 36 Month CD |
$500.00 |
Annually |
2.25% |
2.25% |
| 48 Month CD |
$500.00 |
Annually |
2.50% |
2.50% |
| 60 Month CD |
$500.00 |
Annually |
2.80% |
2.80% |
|
| * Substantial penalty for early withdrawal |
IRAs / COVERDELL IRAs
| Rates as of Sep 01, 2010 |
| |
|
Compounding Frequency |
Interest Rate |
Annual Percentage Yield |
| 18 Month IRA** |
Variable |
Quarterly |
2.15 |
2.17 |
| 30 Month IRA** |
Fixed |
Quarterly |
2.15 |
2.17 |
|
MMDA**
| Rates as of Sep 01, 2010 |
| |
Minimum Balance*** |
Compounding Frequency |
Interest Rate |
Annual Percentage Yield |
| MMDA: |
$2,500.00 |
|
|
|
| Tier 1 |
$0-$9,999.99 |
Monthly |
0.15% |
0.15% |
| Tier 2 |
$10,000-$49,999.99 |
Monthly |
0.20% |
0.20% |
| Tier 3 |
$50,000-$99,999.99 |
Monthly |
0.25% |
0.25% |
| Tier 4 |
$100,000-$249,999.99 |
Monthly |
0.30% |
0.30% |
| Tier 5 |
$250,000 and above |
Monthly |
0.35% |
0.35% |
|
NOW** / HSA Savings **
| Rates as of Sep 01, 2010 |
| |
Minimum Balance*** |
Compounding Frequency |
Interest Rate |
Annual Percentage Yield |
| NOW
Checking:
|
$500.00 |
|
|
|
| HSA Savings: |
N/A |
|
|
|
| Tier 1 |
$0-$2,499.99 |
Monthly |
0.05% |
0.05% |
| Tier 2 |
$2,500-$9,999.99 |
Monthly |
0.10% |
0.10% |
| Tier 3 |
$10,000-$49,999.99 |
Monthly |
0.10% |
0.10% |
| Tier 4 |
$50,000-$99,999.99 |
Monthly |
0.15% |
0.15% |
| Tier 5 |
$100,000 & above |
Monthly |
0.20% |
0.20% |
|
Savings**
| Rates as of Sep 01, 2010 |
| |
Minimum Balance*** |
Compounding Frequency |
Interest Rate |
Annual Percentage Yield |
| Savings |
|
Semi-Annually |
0.10% |
0.10% |
|
** Rates are subject to change. Rate may change after the account is opened.
*** Minimum balance to open account. A service charge fee will be imposed for every statement cycle if the balance falls below this amount any day of the cycle.
Fees may reduce earnings.
Please contact a bank employee for further details. |
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