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Individual Retirement Accounts

Individual Retirement Accounts (IRA's)

  • Traditional IRA


    • If eligible, your contributions may be tax-deductible.
    You may contribute up to the year you turn 70 ½ if you have earned income.

    Maximum contributions:

    2008-2010 tax year - $5,000 ($6,000 if you are Age 50 or older)

    Required withdrawals must begin at age 70 ½.


  • Roth IRA


    • If eligible, your contributions are made in after-tax dollars.
    You may contribute at any age as long as you have earned income and meet income limitations.

    Maximum contributions:

    2008-2010 tax year $5,000 ($6,000 if age 50 or older)

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